Monday, July 2, 2012

Tuesday July 3 Housing and Economic stories



TOP STORIES:

Euro Crisis Deeper With Moody’s Downgrading Spain, Cyprus - (www.bloomberg.com) The European debt crisis deepened as the credit ratings of Spain and Cyprus were downgraded by Moody’s Investors Service.
Moody’s yesterday cut Spain’s rating three steps to Baa3, one level above junk, from A3, citing the nation’s increased debt burden, weakening economy and limited access to capital markets. Moody’s also lowered Cyprus’s bond rating to Ba3 from Ba1, attributing the downgrade to the material increase in the likelihood of a Greek exit from the euro area, and the resulting increase in the probable amount of support that the government may have to extend to Cypriot banks. Moody’s is following the sentiment of financial markets that weren’t calmed by Europe’s 100 billion-euro ($126 billion) weekend bailout of Spanish banks, said Clay Lowery, a vice president at Washington-based Rock Creek Global Advisors LLC and former assistant Treasury secretary for international affairs.

A New Credit Crisis? What This Bank's Stock Is Telling Markets - (www.cnbc.com) Shares of Credit Suisse fell below levels the multinational banking giant hit during the U.S. housing crisis, signaling an even deeper and broader credit crisis may be awaiting global markets, many investors said. Credit Suisse, the second-largest Swiss bank, with offices in 46 countries, plunged  nearly 10 percent in U.S. trading Thursday to below the $18 level hit in 2008 and then again in 2009. “Most market participants I talk to continue to underestimate the importance of the European banking system to global asset markets,” said Enis Taner, global macro editor at RiskReversal.com. “European bank balance sheets are more than twice the size of U.S. bank balance sheets and given that the current crisis in Europe is at its root a banking crisis, the situation is potentially more concerning than 2008.”

Depositors Fleeing Greek Banks - (www.bloomberg.com) Greek deposit outflows have accelerated before this weekend’s elections, two bankers familiar with the situation said, on concern the nation may move closer to abandoning the euro. Daily withdrawals have increased to the upper end of a 100 million-euro ($125 million) to 500 million-euro range this month, one banker said, asking not to be identified because the figures aren’t public. A second banker said the drawdown may have exceeded 700 million euros yesterday. An official for the Bank of Greece (TELL), the Athens-based central bank, declined to comment. Greek banks are under strain after individuals and companies withdrew about 72 billion euros since the nation triggered a region-wide sovereign-debt crisis in October 2009. While lenders have access to European Central Bank funding, an exit from the euro would cut them off. Depositors are seeking to preserve their cash on concern Greece may adopt a new currency that would immediately drop in value.

Stocks Edging Closer to Financial Cliff - (www.youtube.com) TrimTabs President and CEO Charles Biderman explains why there is little hope for growth any time in the near future. 

Greek Workers Keep Working Without Pay - (www.cnbc.com) The stereotype of the lazy Greek worker, putting in long hours but not producing much, and not declaring everything to the taxman, has dogged the country’s efforts to get international sympathy. And this cliché has permeated public opinion elsewhere. Greece is perceived as the least hard-working country in Europe by the British, the Germans, the Spanish, Poles and Czechs, according to a recent survey by Pew. Greeks who were surveyed pointed the finger at Italy as the laziest country. Yet the picture is far from clear-cut. Greeks have less vacation time, and their retirement age is rising from the current average of 61 under the terms of the bailout.






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