Thursday, July 26, 2012

Friday July 27 Housing and Economic stories



TOP STORIES:

Current debt crisis is merely a warm-up act - (www.ft.com) It is sometimes possible to believe that suffering is worthwhile, a way of paying for past sins. In this light, the age of austerity in which we supposedly live has a sort of redemptive quality. Grit our teeth and we’ll come out the other side, purified and ready for robust economic recovery. However, after five years, we are in a worse place than when we started. One would have thought that the recent deleveraging caused debt ratios to collapse. Yet, after the financial maelstrom of the past five years, debt ballooned to a weighted average of 417 per cent of gross domestic product from 381 per cent in June 2007 in the 11 economies most under the market microscope. Strikingly, in each of Canada, Germany, Greece, France, Ireland, Italy, Japan, Spain, Portugal, the UK and the US, the ratio of total (public and private) debt to gross domestic product is now higher than it was in 2007…. First, as deleveraging has not even started yet, the crisis of the world economy has not begun either. All the perceived unpleasantness of the past few years is merely a warm-up act for the greater crisis still to come. The need to get debt levels down is as pronounced as ever in the eurozone, particularly in southern Europe, but also in the US and Japan.

Iowa broker PFGBest collapses after hiding millions - (www.reuters.com) The U.S. futures industry reeled on Tuesday as Iowa-based broker PFGBest collapsed after regulators accused it of misappropriating customer funds for more than two years, dealing a new blow to trader trust just months after MF Global's demise. The Commodity Futures Trading Commission (CFTC), which along with industry regulators had given a clean bill of health to dozens of brokers following spot checks in January, alleged that the firm's regulated Peregrine Financial Group (PFG) unit and its owner had defrauded customers and lied to regulators in order to hide a shortfall that now exceeds $200 million. "The whereabouts of the funds is currently unknown," the CFTC said in a complaint against PFG and its founder and chairman, Russell R. Wasendorf Sr., whose suicide attempt on Monday morning outside the firm's Cedar Falls, Iowa, offices appears to have precipitated the crisis.

San Bernardino seeks bankruptcy protection - (www.latimes.com) San Bernardino, facing the possibility of missing payroll, becomes California's third city in weeks to authorize a bankruptcy filing. San Bernardino on Tuesday became the third California city in less than a month to seek bankruptcy protection, with officials saying the financial situation had become so dire that it could not cover payroll through the summer. The unexpected vote came at the suggestion of the interim city manager, who said the city faces a $46-million deficit and depleted coffers. "We have an immediate cash flow issue," Andrea Miller told the mayor and seven-member City Council. Mayor Patrick Morris called the decision, passed on a 4-2 vote, a "stain" on the city. But he said the only other option was "draconian cuts" to all city services, including the police and fire departments. "It means the bills will be paid," said a dejected Morris, who is not a voting member of the council.

Pension deficits deepen in corporate Britain and U.S. - (www.reuters.com)  Chronically weak stock markets and record low bond yields have pushed company pension deficits in the United States and Britain sharply higher, adding to the burden of retirees living longer than ever before, reports said on Tuesday. In the United States the aggregate deficit of S&P 1500 companies grew $59 billion in the first half of the year to $543 billion, consultancy Mercer said. Corporate America is sitting on total liabilities of $2.09 trillion against total assets of $1.55 trillion, Mercer added. The picture is no less bleak in Britain, where the combined deficit of FTSE 100 companies more than doubled over the past year to 41 billion pounds ($64 billion), actuarial firm Lane, Clark & Peacock (LCP) said in a separate report.

Italy faces another year of recession as capital drains - (www.washingtonpost.com) Italy will be stuck in recession for at least another year and is facing some of the same developing problems that have pushed other European countries to request outside aid, the International Monetary Fund reported Tuesday in its latest review of the country’s economy. The fund painted a muddled picture of the euro zone’s third-largest economy. The government is enacting major changes to improve growth and is getting public deficits under control. Yet investors are pulling money from the country, banks are at risk from rising numbers of bad loans and the economy continues to contract.





1 comment:

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