Wednesday, July 4, 2012

Thursday July 5 Housing and Economic stories



TOP STORIES:

Study: State pension shortfall ballooned in 2010 - (www.ap.com) Recession-plagued states diverted scarce money away from pensions to pay for more immediate concerns, leaving a $757 billion hole in the retirement funds covering millions of public employees, according to a study released Monday. The Pew Center on the States found 34 states failed to maintain safe levels of money in the pension funds, which most experts agree is about 80 percent of long-term obligations. Four states — Connecticut, Illinois, Kentucky and Rhode Island — didn't even have 55 percent of the money they'll need in the long run. The total gap between the money states had available and what they'll have to pay out in the decades ahead reached $757 billion in 2010, the most recent year for which figures are available. That was up 9 percent from the year before, according to the study entitled "The Widening Gap Update."

Spain Borrowing Costs Surge at Auction - (www.bloomberg.com) Spain lurched closer to becoming the largest euro zone country yet to be shut out of credit markets when it had to pay a euro era record price to sell short-term debt on Tuesday. The soaring borrowing costs showed that a euro zone deal to lend Spain up to 100 billion euros ($126 billion) for its banks had not solved the country's problems or restored investor confidence and suggests more aid may be needed fix its finances. They also illustrated how Europe's troubles run much deeper than Greece, brought back from the brink of default by Sunday's parliamentary election that has cleared the way for a renegotiation of the terms of its bailout package. The two-and-a-half year old debt crisis has hobbled the global economy and world leaders meeting in Mexico piled pressure on the euro zone to move towards a fiscal and banking union to fix the crisis that now threatens to engulf Spain.

Spain pleads for ECB rescue as bond market slams shut - (www.telegraph.co.uk)  Europe's leaders have vowed to mobilise all possible means to counter the region's escalating crisis after Spain's borrowing costs threatened to spiral out of control. Yields on 10-year Spanish bonds surged to a record high of almost 7.3pc as investors ignored the victory of pro-bailout parties in Greece's elections. The closely-watched two-year yield rocketed by 65 basis points in a matter of hours, signalling a near-total collapse of confidence in Spain's €100bn (£80.3bn) rescue from the EU last week to shore up its banking system. Cristobal Montoro, the economy minister, warned that Spain is now in a "critical" condition and pleaded with the European Central Bank to act with "full force" to defeat markets hostile to the euro project.

Worried Banks Resist Fiscal Union - (www.nytimes.com) The seemingly endless series of euro zone crises has European officials pushing for a banking union that would watch over and bind together the currency group’s faltering financial institutions. But for Europeans, there seems to be little appetite for such a compact right now. In fact, banks and their national regulators, anxious about the Greek elections and Spain’s hastily arranged bailout, are behaving more parochially than ever. That poses a threat to the interbank lending across borders that is crucial to maintaining liquidity — the free flow of money that is the lifeblood of the global financial system.

Faith is lost in Italian government - (www.washingtonpost.com) Before Italians turned to Mario Monti late last year to rescue them, the country’s debt crisis had sent its borrowing costs skyrocketing and the government’s credibility tumbling. Anxiety eased for a time once Monti took the helm as prime minister, and so did the financial pressures on Italy, the euro zone’s third-largest economy. But now, seven months after the well-regarded economist Monti was tapped to replace billionaire playboy Silvio Berlusconi, faith in the Italian government is again plummeting — inside and outside the country. And with global investors increasingly squeamish about lending Italy money, the interest rate on government bonds is soaring again, breaching the dangerous 6 percent level on Monday.




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