Sunday, June 24, 2012

Monday June 25 Housing and Economic stories



TOP STORIES:

Spain too big for EU rescue fund as China recoils - (www.telegraph.co.uk) As Spain edges closer to a full sovereign rescue, economists have begun to doubt whether the EU bail-out machinery can raise such large sums funds at viable cost on global capital markets. While the International Monetary Fund thinks Spanish banks require €40bn or so in fresh capital, any loan package may have to be much larger to restore shattered confidence in the country. Megan Greene from Roubini Global Economics says Spain's banks will need up to €250bn, a claim that no longer looks extreme. New troubles are emerging daily. The Bank of Spain said on Thursday that Catalunya Caixa and Novagalicia will need a total of €9bn in new state funds. JP Morgan is expecting the final package for Spain to rise above €350bn, while RBS says the rescue will "morph" into a full-blown rescue of €370bn to €450bn over time -- by far the largest in world history.

Spain downgraded again, at risk of junk status - (money.cnn.com) Spain's sovereign debt rating was slashed three steps Thursday by credit rating agency Fitch, which warned that the nation is at risk of being downgraded into junk bond status. The nation's debt rating was cut from "A" all the way to "BBB," the lowest rating that is considered investment grade. And the new rating was given a negative outlook, meaning it at risk for further downgrades. Fitch pointed to the estimated cost of a Spanish bank bailout, which it said is likely to cost between €60 billion to €100 billion, as well as a prolonged recession that Fitch now expects to run throughout 2013. "Spain's high level of foreign indebtedness has rendered it especially vulnerable to contagion from the ongoing crisis in Greece," the agency said in the note. "The much reduced financing flexibility of the Spanish government is constraining its ability to intervene decisively in the restructuring of the banking sector and has increased the likelihood of external financial support."

Portugal props up banks with €6.6bn  - (www.telegraph.co.uk) Portugal is to inject up to €6.65bn (£5.4bn) into three of its biggest banks to meet an EU deadline for higher capital ratios by the end of this month. Private lenders BCP and BPI will receive €3.5bn and €1.5bn in return for convertible bonds. The funding will come from a recapitalsation credit under the country's €78bn bail-out from the EU-IMF "Troika". The state-owned Caixa Geral de Depositos will receive €1.65bn under different rules. The move was expected, unlike the dramatic rescue of Bankia in Spain. Troika officials announced on Monday that Portugal's reform programme "remains on tracking amidst continuing challenges", clearing the way for the next €4.1bn tranche of rescue loans.

Young adults skip health care as debts rise - (money.cnn.com) Millions of young adults are forgoing necessary care and treatment because of rising health care costs, a report said Friday. In fact, 41% of young adults between age 19 and 29 failed to get medical care in a recent 12-month period because of cost, according to a Commonwealth Fund survey. Among uninsured adults, the number rose to 60%. They are not filling prescriptions, skipping recommended tests or treatments, avoiding doctor visits and failing to get specialist care they need. "This reflects the high cost of medical care right now and health pl ans that may not cover people very well," said Dr. Sara Collins, vice president for affordable health insurance at the Commonwealth Fund and chief author of the survey.

Spanish bailout rumors abound - (money.cnn.com) Spain needs help to resolve a festering banking crisis and it seems increasingly likely that the nation will seek a financial rescue soon. European Union officials are eager to resolve the issue before a pivotal election in Greece, which could present another major turning point in the long-running euro crisis. Spain could make a request for financial aid this weekend, according to a report by Reuters, which cited EU and German sources. The wire service said Friday that finance officials from all 17 euro area nations will hold a conference call Saturday to discuss the rescue package. But a spokesman for Jean-Claude Juncker, who heads the Eurogroup of finance ministers, told CNNMoney Spain has not yet requested financial assistance and that no conference call has been scheduled.





No comments: