Tuesday, May 13, 2014

Wednesday May 14 Housing and Economic stories


Biggest LBO Ends in Bankruptcy as Energy Future Files; Ranks With Enron's Collapse - (www.bloomberg.com) Energy Future Holdings Corp., the Texas power company that plans to leave bankruptcy in less than a year, can’t reduce its $50 billion in debt without fighting junior creditors who face losing their investment. The Dallas-based electricity provider, taken private seven years ago by Henry Kravis and David Bonderman in a record leveraged buyout, filed for bankruptcy yesterday in Wilmington, Delaware, after months of wrangling among creditors, owners and management yielded a restructuring proposal. Second-lien noteholders owed about $1.6 billion say they were shut out of those talks and want court permission to probe what they call management’s “disabling conflicts of interest.” They also want the case moved to Texas.

55% interest for a medical loan?! NY says no way - (www.cnbc.com) The sky-high interest rates on these medical loans would make you sick. Four financing companies that were charging New York consumers up to a whopping 55 percent interest rate for loans to finance elective medical and surgical procedures have agreed to pay more than 300 borrowers about $230,000 to settle claims they were violating the Empire State's usury laws, officials said Wednesday. The four lenders, who were not licensed to finance those types of loans in the state, also agreed to lower the interest rate on the loans to no higher than 16 percent—New York's legal maximum for unlicensed lenders, officials said. By law, the interest rates charged by licensed lenders in New York cannot exceed 25 percent.

Angry mayor blames California for Toyota move - (www.cnbc.com) Torrance Mayor Frank Scotto blames the state of California for Toyota Motor's decision to relocate its North American headquarters from the city to Plano, Texas. "The state of California lost Toyota," Scotto said on "Power Lunch" Tuesday. He pointed to a number of issues in the Golden State that negatively affect companies' bottom line: tax structure, workers' compensation and liability insurance. "There are so many other levels of problems that we face in California that make it very difficult for any business to be in the state of California," he added.

Growth Freezes Up as U.S. Business Spending Slumps: Economy  (www.bloomberg.com) The harsh winter sent a chill through the U.S. economy in the first quarter as slumps in business investment and home construction stalled growth. Gross domestic product grew at a 0.1 percent annualized rate from January through March, compared with a 2.6 percent gain in the prior quarter, figures from the Commerce Department showed today in Washington. American consumers were a lone bright spot as households spent more to heat their homes and access health care. The pullback in growth came as snow blanketed much of the eastern half of the country, keeping shoppers from stores, preventing builders from breaking ground and raising costs for companies including United Parcel Service Inc. (UPS) Another report today showing a surge in regional manufacturing this month adds to data on retail sales, production and employment that signal a rebound is under way as temperatures warm.

Fannie Mae, Freddie Mac may need $190 billion in big downturn: regulator - (www.reuters.com) U.S. mortgage financiers Fannie Mae (FNMA.OB) and Freddie Mac (FMCC.OB) may require as much as $190 billion in additional taxpayer aid if the economy suffers a severe downturn, their regulator said on Wednesday. The Federal Housing Finance Agency, which oversees the two taxpayer-owned companies, offered the estimate as the worst-case scenario in an analysis modeled on the stress tests conducted on the nation's biggest banks. The analysis relies heavily on U.S. home price projections. The stress tests, required by the Dodd-Frank Act, are designed to show if regulated entities have enough capital to weather a financial collapse similar to the 2007-2009 crisis. A worst-case scenario would require total aid ranging from $84.4 billion to $190.0 billion, depending on certain accounting assumptions, for the two companies through 2015. So far,Fannie Mae and Freddie Mac have drawn $187.5 billion in bailout funds, while returning $202.9 billion in dividends to the U.S. Treasury after posting record profits.




Yuan Posts Longest Monthly Slide Since 2007 on Growth Concern - (www.bloomberg.com)

No comments: