Sunday, May 18, 2014

Monday May 19 Housing and Economic stories


Too broke to leave home even at 35 years of age - (www.mybudget360.com) Young Americans are so broke, they can’t leave home. That might sound like the line of a really bad joke but this is the unfortunate situation in our economy. Many young Americans are saddled with mind numbing levels of student debt. Younger Americans are carrying the heavy burden of the $1.2 trillion in student debt outstanding in the United States. At the end of the day, many already have a mini-mortgage before they even go out and house hunt. It should come as no surprise that sales volume is downright anemic in the housing industry because new households are simply not forming as they did in the previous generation. Younger Americans have lower wages, more college debt, and massively reduced benefits compared to the previous generation. The idea of buying and staying put in one location for 30 or more years simply does not fit in with the economic conditions of many younger households. In fact, we have the highest number of young Americans living at home today compared to any other time in US history. Even through the recovery, the number of young Americans living under the roof of mom and dad has increased dramatically. In essence, young Americans are too broke to leave home.

Vladimir Putin called: He wants his warships - (www.cnn.com) So much for détente. It was almost a year ago when a crowd gathered in Saint Petersburg, Russia, to toast the launching of one half of a French-designed warship, theVladivostok, which had been partially built for the Russian Navy in the city's shipyard. The giant vessel, as high as a 20-story building, was headed for final construction and assembly in France's Normandy region -- a coastline that bears the scars of World War II. Standing on the dock, a reporter for the Kremlin-run Russia Today TV gushed that the ship represented "the winds of change between Russia and France." But just nine months on, the wind has turned chilly. And now a deal worth about $1.65 billion risks being tossed into the seas. Back in 2011, when former president Nicolas Sarkozy inked a contract to deliver two Mistrals to the Russian Navy, with the possibility of two more, he hailed it as bringing big money into the battered French economy, and 1,000 jobs to the small Normandy community of Saint-Nazaire, where it is being built by the company STX Europe AS, a subsidiary of Korea's STX Corporation.

NY Times: Big Swiss, French Banks Expected to Face Charges - (www.moneynews.com) Federal prosecutors are preparing criminal charges against two of the world’s mega-banks that could yield the first criminal guilty plea from a major bank in more than 20 years, The New York Times reported. Neither of the banks cited by the Times is a U.S. bank. The charges focus on Switzerland’s Credit Suisse for its practices in offering tax shelters to Americans, and on France’s largest bank, BNP Paribas, over doing business with nations like Sudan and Iran that the U.S. has blacklisted, according to the Times. “The approach applies to American banks, though those investigations are at an earlier stage,” the Times said. The newspaper reported that the probes, being conducted simultaneously by a range of government agencies, means prosecutors are “confronting the popular belief that Wall Street institutions have grown so important to the economy that they cannot be charged.” “A lack of criminal prosecutions of banks and their leaders fueled a public outcry over the perception that Wall Street giants are ‘too big to jail.’” According to the Times account, any guilty pleas would apparently come from the banks themselves or their subsidiaries — there was no mention that any individual banker might be charged.

Palm Beach Court Starts Another Push To Clear Foreclosures - (www.mfi-miami.com) Palm Beach County Chief Judge Jeffrey Colbath is attempting to hasten Palm Beach County’s foreclosure process one more time as previous efforts to streamline the system and the approval of last year’s controversial fast-track foreclosure law have shown limited success. In March, Colbarth signed an order requiring attorneys who file certain motions in foreclosure cases to set a hearing date within five days or face judicial rebuke. It’s a command he hopes will push banks and homeowners to a quicker resolution and clear the court’s docket. According to the Palm Beach Post, it’s raised the ire of some foreclosure defense attorneys who believe the order gives judges the power to set cases for trial when they are not ready and should require approval from the Florida Supreme Court. “This shifts the burden to move the case forward to the defendant,” said foreclosure defense attorney Tom Ice, who has asked the Florida Supreme Court to weigh in on the rule. “The judicial system is not supposed to be about just clearing the court’s docket.”

Spanish ‘Robin Hood of the Banks' to RT: We'll create different world with our own rules - (www.rt.com) Enric Duran, dubbed the ‘Spanish Robin Hood of the Banks’, for swindling 39 banks out of half a million euros to redistribute them to organizations fighting against the established financial system, spoke to RT Spanish to reveal his moves and motives. In hiding for more than a year, and in serious trouble with the courts, he nonetheless recently decided to break his silence and start speaking to the press to explain his vision and how he went about achieving it. Speaking to RT Spanish by Skype from an undisclosed location, he talks of the ingenious and simple tactic he used to cheat dozens of banks out of a half-million euros. “I realized that loans below 6,000 euro don’t show up in Spain’s bank database,” he says, revealing the first step on the way to accumulating the fortune that later earned him his moniker. 



The 300 MPG Car Exists -- But it's BANNED in the US – (www.humansarefree.com) – This may be partially a hoax, but some truth.


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