Sunday, November 10, 2013

Monday November 11 Housing and Economic stories

TOP STORIES:

Investors pile on record debt to buy stocks at record highs - (www.cnbc.com) With stocks near all-time highs, investors are taking on record levels of margin debt, something that could accelerate a decline if the market turns south. Margin levels, or the amount borrowed to purchase securities, climbed to a new record of $401 billion in September, according to NYSE Euronext data released this week. The monthly increase of 4.78 percent was also the largest gain since January. The NYSE figures represent the margin accounts of member firms. "Investors love going on margin in a rising market environment, but when the market declines, it can be extremely painful" says Paul Hickey, co-founder of Bespoke Investment Group. "Don't forget that if you go on margin you also have to pay interest on that loan, and some brokers charge pretty high rates, so you are already starting in the hole."

Where Does All That Food-Stamp Money Go? - (www.bloomberg.com) Many Americans have their doubts about food stamps -- the benefits are a burden on taxpayers, they breed dependency and lack of controls encourages fraud, just to name a few of the complaints. Too bad the federal government is acting as if there really is something to hide in a program that helps more than 47 million people avoid hunger. Earlier this week, a newspaper in South Dakota urged an appeals court to force the U.S. Department of Agriculture to reveal information on how much the government paid individual retailers when consumers redeemed food stamps. The Argus Leader sought the data more than two years ago under a Freedom of Information Act request. The government's arguments for keeping the information under wraps are either weak, flawed or stupid. At least the three judges on the Eighth Circuit Court of Appeals expressed a bit of skepticism when the government made its case. Government lawyers offered three different rationales for withholding the information. The first is circuitous: Food-stamp transactions, and the data stream this generates, are transformed into something confidential by the mere fact that the Agriculture Department gathers the information. This makes no sense.

Oil’s $5 Trillion Permian Boom Threatened by $70 Crude - (www.bloomberg.com) Bryan Sheffield, a third-generation oil wildcatter in Texas’s Permian Basin, knows what he’ll do if crude drops to $80 a barrel: shut down half his drilling rigs and go on a takeover hunt for weaker rivals. Sheffield is among producers who’ve together invested $150 billion in the Permian since 2010 seeking their piece of an oil trove estimated to be worth as much as $5 trillion. As the money pours in, risks are mounting of a bust as analysts including Marshall Adkins of Raymond James & Associates Inc. forecast crude is heading down to $70 a barrel next year, a price that would slow drilling in the most expensive U.S. shale formation. While traditional wells have been drilled in the Permian since the 1920s, producers have become giddy over the potential of the region’s vast overlapping layers of oil-soaked shale rock. Pioneer Natural Resources Co. (PXD) estimated the remaining yield at the equivalent of 50 billion barrels, more than any field on Earth except Saudi Arabia’s Ghawar. The varied geology, though, makes it more costly to explore and develop.

Norway’s Sovereign Wealth Fund Shuns Stocks on Reversal Bet   - (www.bloomberg.com) Norway’s sovereign wealth fund, the world’s largest, warned that stock market gains may reverse as Europe’s biggest equity investor said it won’t use new inflows to buy more shares. “Our share in the stock market has been stable or falling even though markets are rising, and that means in practice that we’re not using inflows to buy stocks,” Yngve Slyngstad, chief executive officer of Norges Bank Investment Management, said at a press conference today in Oslo. The fund is preparing for a “correction” in stock prices, he said. The warning follows a surge in stock values that added 7.6 percent to the fund’s equity portfolio last quarter. The $810 billion Government Pension Fund Global, the official name, returned 5 percent in the third quarter, representing a 228 billion kroner ($39 billion) gain, it said today. Bond investments climbed 0.3 percent and real estate holdings returned 4.1 percent, it said.

Bank Born Out of Black Death Struggles to Survive - (www.bloomberg.com) Siena, the medieval city renowned for its Palio horse races, is home to the world’s oldest bank. Within its aging walls lies a distinctly 21st century tale of devastation wrought by local politicians and global financiers. Banca Monte dei Paschi di Siena SpAItaly’s third-largest lender, is struggling to survive as it seeks to repay a second bailout or face nationalization. Its downfall proved a boon to global investment banks. They offered merger and investment advice to executives beholden to politicians that helped wipe out 93 percent of Monte Paschi’s value. Then they sold it complex derivatives that hid, even worsened the losses. Efforts to rescue the 541-year-old lender have cost Italian taxpayers 4.1 billion euros ($5.6 billion). The investment banks, including Merrill Lynch & Co., JPMorgan Chase & Co. (JPM)and Deutsche Bank AG (DBK), earned more than $200 million in fees from 2008 through 2011, filings and deal memos show.





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