Tuesday, June 6, 2017

Wednesday June 7 2017 Housing and Economic stories

TOP STORIES:            

Despite the Hype, Italy’s Banking Crisis Metastasizes - (www.wolfstreet.com) For the last five months, Italy’s third largest bank, Monte dei Paschi di Siena, has been locked in talks with the Italian government, the European Commission and the ECB’s regulatory arm, the Single Supervisory Mechanism, over the design of a taxpayer-funded rescue. The negotiations have no led to a preliminary rescue deal, prompting speculation that Italy’s banking sector may finally be on the mend. But the progress has been painfully slow and as time drags on, the deep-seated problems affecting Italy’s broader banking system continue to metastasize. Bank of Italy Governor Ignazio Visco warned on Wednesday that weaker Italian banks that will probably have to sell off large chunks of their non-performing loans could face additional write-downs of around €10 billion. “If they were sold at the very low prices offered by the few large specialist debt collection agencies active in the market today which pursue very high returns, the amount of additional write-downs would be in the order of €10 billion,” Visco said at the central bank’s annual meeting in Rome, which was attended by his predecessor in the role, Mario Draghi. Italy’s most troubled banks, those that could be forced by regulators to write down loans, currently hold €20 billion in bad loans net of write-downs, Visco added.

Deutsche Bank Trader Admits To Rigging Precious Metals Markets - (www.zerohedge.com) After months of "smoking guns" and conspiracy theory dismissals, a Singapore-based Deutsche Bank trader (at the center of fraud allegations) finally confirmed (by admitting guilt) what many have suspected - the biggest banks in the world have conspired to rig precious metals markets. The Deutsche Bank trader, David Liew, pleaded guilty in federal court in Chicago to conspiring to spoof gold, silver, platinum and palladium futures, according to court papers. Bloomberg notes that spoofing involves traders placing orders that they never intend to fill, in an attempt to manipulate the price. Following an introductory period that included orientation and training, LIEW was eventually assigned to the metals trading desk (which included base metals and precious metals trading) in approximately December 2009. During the Relevant Period, LIEW was employed by Bank A as a metals trader in the Asia-Pacific region, and his primary duties included precious metals market making and futures trading.

Puerto Rican Exodus Is Speeding the Island’s Economic Collapse – (www.bloomberg.com) The choice is heartbreaking: stay to help other families, or leave to help your own. That’s the calculation thousands in Puerto Rico are making. The bankruptcy of the U.S. commonwealth, the culmination of years of decline, has accelerated an exodus that’s adding to the island’s economic misery. “I had to choose for my family,’’ said Aledie Amariah Navas Nazario, 39, a pediatric pulmonologist who left behind young asthma patients when she, her husband and two small daughters moved to Orlando, Florida. The population drop is astonishing. The island has lost 2 percent of its people in each of the past three years. 

The Greatest Financial Bubble in History  - (www.dailyreckoning.com) The first and most obvious bubble is credit. The combined Chinese government and corporate debt-to-equity ratio is over 300-to-1 after hidden liabilities, such as provincial guarantees and shadow banking system liabilities, are taken into account. Paying off that debt requires growth, but the growth itself is fueled by more debt. China is now at the point where enormous new debt is required to achieve only modest new growth. This is clearly non-sustainable.... [Further, China has a proliferation of Wealth Management Products, or WMPs;] WMPs resemble collateralized debt obligations, CDOs, the same product that sank Lehman Brothers in the panic of 2008.

Australia Home Prices Fall in May as Lending Curbs Start to Bite - (www.bloomberg.com) Australian house prices fell in May for the first time in 17 months, in an early sign lending restrictions are starting to damp demand. Home values in Australia’s state and territory capitals fell 1.1 percent last month from April, according to CoreLogic Inc. data released Thursday. Still, prices across the combined capitals were 8.3 percent higher than a year ago. The monthly decline comes after regulators tightened lending curbs amid fears of a housing bubble, and the nation’s banks raised interest rates -- especially for interest-only loans which are popular with property investors seeking to take advantage of tax breaks. “The market has lost momentum, particularly in Sydney and Melbourne where affordability constraints are more evident and investors have comprised a larger proportion of housing demand,” CoreLogic’s head of research Tim Lawless said.




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