Tuesday, July 22, 2014

Wednesday July 23 Housing and Economic stories


Why the world is choking on debt: Nouriel Roubini - (www.cnbc.com) Like individuals, corporations, and other private firms that rely on bankruptcy procedures to reduce an excessive debt burden, countries sometimes need orderly debt restructuring or reduction. But the ongoing legal saga of Argentina's fight with holdout creditors shows that the international system for orderly sovereign-debt restructuring may be broken. Individuals, firms, or governments may end up with too much debt because of bad luck, bad decisions, or a combination of the two. If you get a mortgage but then lose your job, you have bad luck. If your debt becomes unsustainable because you borrowed too much to take long vacations or buy expensive appliances, your bad behavior is to blame. The same applies to corporate firms: some have bad luck and their business plans fail, while others borrow too much to pay their mediocre managers excessively.

The last time the market did this, serious problems ensued - (finance.yahoo.com) According to data from Thomson Reuters, the mergers and acquisitions market saw nearly $1.77 trillion in deals announced for the first half of this year. And, the second quarter of 2014 saw over $1 trillion in deals announced, the highest since the second quarter of 2007. And, we all know what happened after that. But, does that mean we’ll see a repeat of seven years ago? “If you look back in history, big merger waves definitely precede precipitous drops in the equity market,” said Gina Sanchez, founder of Chantico Global.  “As you have extraordinary valuations in your own stock, you can use it to buy up all sorts of things. So, there’s a reason these tend to happen at the top.” But trying to use M&A as a signal comes with its own peril, warns Sanchez, a CNBC contributor. “The problem with M&A as a timing tool is it’s not particularly precise,” she said. “It could go on for a while before it actually proceeds that drop. So, it’s not terribly exact. But what we do know is, when we see enormous waves of M&A, you can expect a precipitous decline to come after that.”

Gas Prices Wallop Wallets - (online.wsj.com) As Americans drive to barbecues and the beach in coming days, they will be paying more for gas than on any Independence Day weekend since the record highs of 2008. A gallon of unleaded gasoline cost an average of $3.67 Wednesday, almost 20 cents above last year's price, according to automobile club AAA. In California, drivers have been paying well over $4 a gallon for weeks. Prices at the pump are tracking a sharp rise in oil prices over the past month, after Islamist militants took control of several cities in Iraq. Investors and traders have worried that the spreading insurgency poses a threat to the country's oil production. Oil prices have given up some of their gains in recent days, but it will take some time for those declines to be reflected in the cost of gasoline.

Pimco's Gross: Bank loans starting to look 'bubbly' - (www.cnbc.com) Pimco founder and CIO, Bill Gross said he sees bubbly pockets in the market. "There's bubbly aspects in terms of the terms and conditions, for instance, in terms of bank loans. There can be tight conditions which restrict a company in terms of their ability to lever going forward," Gross said in an interview on CNBC Wednesday. "...There can be easy types of covenants and restrictions and certainly the Fed see's, and we see as well, that over the past 12 to 18 months that those standards have been eased and perhaps are a little bit bubbly," he explained. In terms of spreads themselves and the prices of risk assets, Gross said he sees them on a "normal level if the new neutral stays low at 2 percent." Pimco Total Return fund posted $4.5 billion in net outflows for June, logging its 14th straight month of investor withdrawals despite an improving performance, according to data from Morningstar data. 

Gov. Christie: Fix pension system or it will eat us alive - (www.news.yahoo.com) From revenue shortfalls to a pinched pension system, the fiscal woes facing the state of New Jersey are so serious that if not dealt with swiftly, it could "eat us alive," Gov. Chris Christie told CNBC on Tuesday. The Republican governor appeared on "Squawk Box" the day after signing the state's budget, in which he vetoed more than $1 billion in tax increases that he said would only serve to drive families and businesses out of the state. "I have a constitutional requirement to balance the budget and I have a state that's already high-taxed and I'm not going to raise taxes on the people in the state of New Jersey and drive more people out," said Christie.




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