Wednesday, July 9, 2014

Thursday July 10 Housing and Economic stories

TOP STORIES:

Probe May Hit China's Imports of Copper, Iron Ore - (online.wsj.com) China's imports of copper and iron ore may drop due to an alleged financing scandal, as banks withhold credit and customs officials tighten checks on incoming shipments, metals traders say. Western banks are looking into allegations that a Chinese trading company illegally pledged metals as collateral to more than one lender. The operator of Qingdao Port, the eastern Chinese port where the metals are stored, has confirmed that Chinese authorities are investigating allegations of fraud relating to stockpiles of metals. China's government hasn't commented publicly. Traders have used metals as collateral to bring some $110 billion into China since 2010,Goldman Sachs Group Inc. estimates. Traders who import the metal use the commodity to secure loans from abroad.

Fourth Largest Bulgarian Bank Seized After Bank Run: "Let's Not Tear Down Our House" Central Banker Begs - (www.zerohedge.com) The small, impoverished country of Bulgaria may not be in the Eurozone (even though its currency is pegged to the Euro), but it is in the European Union. Which is why we find it surprising that there has been relatively little mention that overnight the fourth largest Bulgarian bank, Corporate Commercial Bank (Corpbank) and which in recent weeks has made headlines due to the political exposure of one of its largest shareholders, was seized by the Bulgarian central bank following what Reuters reports was a run on the bank. With preserving confidence in the banking system key, and since the small country is not immune from failure unlike its southern neighbor which knows Europe will now never let its banks fail, the central bank promptly took to boosting morale, when its governor Ivan Iskrov begged depositors to stay calm, saying: "Let's not tear down our house."

China Property Failures Seen as $33 Billion in Trusts Due - (www.bloomberg.com) Chinese property trusts face record repayments next year as the real-estate market cools, fueling speculation among bond funds that more developers will collapse. The trusts, which channel money from wealthy individuals to smaller builders that have trouble obtaining financing elsewhere, must repay 203.5 billion yuan($32.7 billion) in 2015, according to Use Trust, a Chinese research firm. That’s almost double the 109 billion yuan due this year. New issuance of the products slumped to 40.7 billion yuan this quarter, the least in more than two years, Use Trust data show. “Trust loan defaults will rise substantially,” said Fiona Cheung, head of Asia credit at Manulife Asset Management’s fixed-income team which oversees $44 billion globally. “It won’t be surprising if there are more collapses of China’s property companies. Those companies that suffer from weak sales, that bought land too aggressively last year funded by debt and that have poor access to capital markets will potentially experience cash flow pressure.”

Mark Cuban Warns That A Housing Bubble-Like Bust Is Coming To America's Colleges - (www.businessinsider.com) In a clip on Inc.com, Mark Cuban says that colleges are going to go out of business. In the clip, Cuban talks about the student loan bubble, which he says will burst and end badly for colleges. The end of the student loan bubble, Cuban says, will be like the housing bubble, where tuition collapses the way the price of homes collapsed. These collapses will put colleges out of business. Cuban: "It's inevitable at some point there will be a cap on student loan guarantees. And when that happens you're going to see a repeat of what we saw in the housing market: when easy credit for buying or flipping a house disappeared we saw a collapse in the price housing, and we're going to see that same collapse in the price of student tuition, and that's going to lead to colleges going out of business."

Corinthian Colleges Warns It May Shut Down - (www.abcnews.go.com) Corinthian Colleges, a for-profit education company with about 75,000 students nationwide, warned Thursday that it may fail as it clashes with U.S. regulators over student data. Corinthian, which owns the Everest College, Heald College and WyoTech schools, said that the U.S. Department of Education has limited its access to federal funds after it failed to provide documents and other information to the agency. That follows allegations that the company altered grades, student attendance records and falsified job placement data used in advertisements for its schools. Shares in the company plunged more than 64 percent Thursday. The Education Department said that it heightened its oversight of the company after requesting data "multiple times" over the past five months. Regulators have grown increasingly concerned about inconsistencies in its job placement claims for graduates. Corinthian's problems come as student enrollment at schools run by for-profit education companies have been dropping amid heightened government scrutiny of the industry's practices. Earlier this year, the Consumer Financial Protection Bureau filed suit against another company, ITT Educational Services Inc., alleging that it pushed students into high-cost private loans knowing they would likely default. The company denied the charges. Several state attorneys general are also investigating various for-profit education companies.





No comments: