Sunday, March 23, 2014

Monday March 24 Housing and Economic stories


Moody's downgrades Chicago amid pension crisis - (money.cnn.com) Moody's Investors Service rating agency downgraded Chicago's creditworthiness Tuesday, citing the city's "massive and growing" pension hole. After years of avoiding the issue, the city of Chicago is facing a massive spike in its annual bill for the pensions it promised current and retired workers. Next year, the city's required contribution will more than double to $1.07 billion. Moody's said the pension crisis threatens "the city's fiscal solvency," without major tax hikes or budget cuts. Chicago is home to one of the most troubled pension systems in the country. In total, the city's four pension funds -- for firefighters, police officers, and two for other city workers -- face funding holes of nearly $20 billion. Tuesday's downgrades affect $8.3 billion in city debt, including $7.8 billion in general obligation bonds and $556 million in sales tax bonds. It follows previous downgrades by Moody's and other ratings agencies.

Italy in economic trouble, France to miss deficit targets -(www.reuters.com) The European Commission put Italy on Wednesday on its watch list because of the country's very high public debt and weak competitiveness and warned France that will miss agreed budget deficit reduction targets unless it takes action. The Commission, the European Union's executive arm, conducted in-depth reviews of the economies of 17 EU countries that it believes have macro-economic imbalances. Under EU rules, if such imbalances are considered excessive, a country has to take action under the European Commission's surveillance to address them or risk a fine. The Commission said that Belgium, Bulgaria, GermanyIrelandSpainFrance, Croatia,Italy, Hungary, the Netherlands, Slovenia, Finland, Sweden, and the United Kingdom all had imbalances in their economies.

A Struggling RadioShack Will Close 20% of Its Stores - (www.nytimes.com) RadioShack said on Tuesday that it would close about 1,100 of its stores in the United States, as losses piled up during a dismal holiday shopping season. The electronics chain has struggled for many years to keep up with rapidly changing consumer tastes and cope with stiff competition from big-box electronics stores and online retailers. A year ago, RadioShack hired Joseph C. Magnacca from Walgreen as chief executive to help turn things around, but a shift in fortunes has been elusive and its financial results have been deteriorating. The company reported a loss of $191.4 million for the fourth quarter of 2013, compared with a loss of $63.3 million a year earlier. The results were worse than analysts had expected, according to a survey by Thomson Reuters. For the year, RadioShack reported a loss of $400 million, compared with a loss of $139 million in 2012.

Beijing Signals New Worry on Growth - (online.wsj.com)  China's leaders kept the growth target for their giant economy unchanged but signaled that they are more concerned than ever about reaching it, giving themselves the option of letting credit flow freely to keep from falling short. The suggestion of more lending to buoy growth—despite repeated recent efforts to rein in debt—is the latest sign of government unease that a slipping economy could trigger higher unemployment and corporate failures, aggravating already high social tensions. For years, China kept a growth target of about 7.5% but actually grew far faster; in the last two years the economy has barely cleared that figure, and many economists have said it would have a tougher time meeting the goal this year as its economy matures and global demand for its exports comes under pressure. That is a troubling trend for the rest of the world, which has increasingly depended on China to fuel the global economy.

China Bear Stearns Moment Seen by BofA in Solar Default Risk - (www.bloomberg.com)  The growing risk of default byShanghai Chaori Solar Energy Science & Technology Co. may become China’s “Bear Stearns moment,” prompting investors to reassess credit risks as they did after the U.S. lender was rescued in 2008, according to Bank of America Corp. “We doubt that the financial system in China will experience a liquidity crunch immediately because of this default but we think the chain reaction will probably start,” Hong Kong-based strategists David Cui, Tracy Tian and Katherine Tai wrote in a note yesterday. During the U.S. financial crisis, it took a year “to reach the Lehman stage” when investors began to panic and shadow banking froze, the strategists added.





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