Sunday, July 14, 2013

Monday July 15 Housing and Economic stories


how American society unravelled - (www.guardian.co.uk)   Youngstown, Ohio, was once a thriving steel centre. Now, the industry has all gone and the city is full of abandoned homes and businesses. In or around 1978, America's character changed. For almost half a century, the United States had been a relatively egalitarian, secure, middle-class democracy, with structures in place that supported the aspirations of ordinary people. You might call it the period of the Roosevelt Republic. Wars, strikes, racial tensions and youth rebellion all roiled national life, but a basic deal among Americans still held, in belief if not always in fact: work hard, follow the rules, educate your children, and you will be rewarded, not just with a decent life and the prospect of a better one for your kids, but with recognition from society, a place at the table. This unwritten contract came with a series of riders and clauses that left large numbers of Americans – black people and other minorities, women, gay people – out, or only halfway in. But the country had the tools to correct its own flaws, and it used them: healthy democratic institutions such as Congress, courts, churches, schools, news organisations, business-labour partnerships.

Exit From the Bond Market Is Turning Into a Stampede - (www.nytimes.com)  Wall Street never thought it would be this bad. Over the last two months, and particularly over the last two weeks, investors have been exiting their bond investments with unexpected ferocity, moves that continued through Monday. A bond sell-off has been anticipated for years, given the long run of popularity that corporate and government bonds have enjoyed. But most strategists expected that investors would slowly transfer out of bonds, allowing interest rates to slowly drift up. Instead, since the Federal Reserve chairman, Ben S. Bernanke, recently suggested that the strength of the economic recovery might allow the Fed to slow down its bond-buying program, waves of selling have convulsed the markets. The recent pain has spilled over into stock markets, pushing the Standard & Poor’s 500-stock index down an additional 1.2 percent on Monday. But the real pressure has been felt in the bigger and more closely watched bond market. The value of outstanding United States government 10-year notes has fallen 10 percent since a high in early May.

All those inflation predictions were disastrously wrong - (www.businessinsider.com) Remember back when QE started and we saw charts of high powered money going vertical all over the place and everyone who didn’t understand modern banking said that the reserves would flood out into the economy causing high inflation or even hyperinflation?   And do you also remember how most of those same people also said that the only way you’d be able to protect yourself from this hyperinflation was by owning hard assets like gold or silver?   Well, the inflation never came.  The most recent reading of 1.7% pretty much proves that we’re much more Japan than we are Weimar (and yes, even independent gauges confirm the low inflation story).  And now the portfolio recommendations are falling apart as well…. It’s one thing to be wrong about the way banking works and the way inflation might spread.  But most of these people were explicitly recommending a substantial overweight in gold and silver as well.  And they’ve  been annihilated in recent years.  Gold is down 33% from its 2011 highs. And silver is down a staggering 60% since the time I started referring to it as a bubble.

U.S. Civil Charges Against Corzine Are Seen as Near - (www.nytimes.com) Federal regulators are poised to sue Jon S. Corzine over the collapse of MF Global and the brokerage firm’s misuse of customer money during its final days, a blowup that rattled Wall Street and cast a spotlight on Mr. Corzine, the former New Jersey governor who ran the firm until its bankruptcy in 2011. The Commodity Futures Trading Commission, the federal agency that regulated MF Global, plans to approve the lawsuit as soon as this week, according to law enforcement officials with knowledge of the case. In a rare move against a Wall Street executive, the agency has informed Mr. Corzine’s lawyers that it aims to file the civil case without offering him the opportunity to settle, setting up a legal battle that could drag on for years. Without directly linking Mr. Corzine to the disappearance of more than $1 billion in customer money, the trading commission will probably blame the chief executive for failing to prevent the breach at a lower rung of the firm, the law enforcement officials said. If found liable, he could face millions of dollars in fines and possibly a ban from trading commodities, jeopardizing his future on Wall Street.

Greece's government: Wobbling along - (www.economist.com) On June 11th Antonis Samaras, the prime minister, eager to show that his fractious coalition could push through public-sector reform, shut the overstaffed state broadcaster ERT without warning and sacked its 2,650 employees. Few Greeks watch ERT's four television channels; its programmes are dull and its news anchors are political stooges (a leaked list found dozens of employees earning six-figure salaries). And the European Union and the IMF, who oversee Greece's bail-out, were waiting impatiently for the government to come up with the names of 2,000 public-sector workers to be sacked by June 30th. Mr Samaras pledged to have a lean new public broadcaster, with only 1,200 employees, up and running by August. But hundreds of protesters camped outside ERT's headquarters... Then a ruling by Greece's highest court, in response to an appeal by the ERT's trade union, said the broadcaster should reopen, though it backed the government's right to restructure it.





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