Sunday, March 17, 2013

Monday March 18 Housing and Economic stories


TOP STORIES:

Argentine bonds suffer as U.S. hearing fuels default fear - (www.reuters.com) Argentina's debt insurance costs and bond yields soared on Thursday after a U.S. appeals court hearing intensified fears that the country is heading for its second default in little over a decade. Argentina's lawyers faced tough questions during Wednesday's hearing, the latest in a long-running battle between the country and "holdout" investors who rejected two exchanges of defaulted bonds to seek full repayment in the courts. Judge Reena Raggi said the role of the 2nd U.S. Circuit Court of Appeals was to enforce contracts and "not to rewrite them." Such comments fuelled expectations for a ruling favouring the holdouts. "The consensus from all the analyses of yesterday's hearing is that the ruling will go against Argentina and exchange bond-holders and that is the main takeaway ... that this is headed for technical default," said Kevin Daly, a portfolio manager at Aberdeen Asset Management in London.

Colorado orders Abound Solar to clean up hazardous waste at four sites - (www.denverpost.com) Colorado health and environment officials have ordered Loveland-based Abound Solar, the bankrupt solar-panel maker, to clean up hazardous waste at four Front Range locations. The Abound facilities are storing thousands of "unsellable" solar panels and thousands of gallons of toxic liquids, according to Colorado Department of Public Health and Environment reports. "The Department views these 2,000 pallets of solar panels as a characteristic hazardous waste for cadmium," a report on a Denver warehouse said. In January, the health department issued a compliance advisory, which is "an informal enforcement action," said Joe Schieffelin, manager of the department's solid- and hazardous-waste program. It is the first step in requiring a cleanup.

Bankia Posts Record 21.2 Billion Euros After-Tax Loss - (www.bloomberg.com) BFA-Bankia (BKIA), whose collapse last May helped push Spain into a European banking bailout, posted a record after-tax loss of 21.2 billion euros ($27.6 billion) as it cleansed soured assets from its balance sheet. The loss widened from 4.95 billion euros in 2011, Madrid- based Bankia said in a filing to regulators today. The firm booked 26.8 billion euros in provisioning charges in 2012 after its listed Bankia unit posted a net loss of 19 billion euros compared to a loss of 2.98 billion euros in 2011, it said. Spain sought as much as 100 billion euros in European bailout funds last year on concerns that mounting losses at Bankia, crafted from a merger of seven savings banks, would pile pressure on government finances. After the group took 18 billion euros of state aid, Chairman Jose Ignacio Goirigolzarri is targeting earnings of 1.2 billion euros in 2015 as he shifts soured real estate to Spain’s new bad bank, sheds about 6,000 staff and closes 39 percent of its branches.

European Recovery Path in Danger as Politics Menace Growth - (www.bloomberg.com) The euro region’s path to recovery is facing a new challenge from Italy’s political stalemate. Growth and job-creation in the 17-nation euro area were showing a mixed picture before the results of Italy’s vote sparked a new round of market turmoil on Feb. 26. While German and euro-region business confidence rose in February, services and manufacturing both contracted and the European Commission last week forecast the bloc’s first-ever back-to-back recession in 2013. The election highlights the risk that Europe’s recovery turns into a slog lasting years, especially if voters continue to stream toward anti-austerity populists such as Italy’s Beppe Grillo, said economists from ABN Amro Bank NV to Daiwa Capital Markets. With European Central Bank interest rates already at record lows, officials may have little choice other than to let Europe grind its way out of the slump.

Remember That $83 Billion Bank Subsidy? We Weren't Kidding - (www.bloomberg.com) Our calculation, in a Feb. 21 editorial, showing that the top 10 U.S. banks receive a taxpayer subsidy worth $83 billion a year has generated some, um, discussion. It's a big number, and the subsidy is a big issue for the banks. How did we get there? To recap, the largest banks can borrow money at a lower rate because creditors assume the government, on behalf of taxpayers, will rescue them in an emergency. In a 2012 study, two economists -- Kenichi Ueda of the International Monetary Fund and Beatrice Weder di Mauro of the University of Mainz --  estimated the value of that too-big-to-fail subsidy at about 0.8 percentage point. We multiplied that number by the top 10 U.S. banks' total liabilities to come up with $83 billion a year. Some said that we shouldn't have used total liabilities in the calculation. A lot of those liabilities are customer deposits, the argument went. Since these are explicitly guaranteed by the Federal Deposit Insurance Corp., why would the subsidy apply to them?




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