Tuesday, February 5, 2013

Wednesday February 6 Housing and Economic stories


TOP STORIES:

Fed official alleges Geithner may have alerted banks to rate cut - (www.reuters.com) In the summer of 2007, as storm clouds gathered over the world's financial system, then-New York Federal Reserve President Timothy Geithner allegedly informed the Bank of America and otherbanks about the possibility the U.S. central bank would lower one of its critical interest rates, according to a senior Fed official. Jeffrey Lacker, the head of the Richmond Fed, originally raised the allegation during a Fed conference call in August 2007, and he stuck to his 5-year-old claim against the current U.S. treasury secretary in a statement provided to Reuters on Friday.

Bob Rubin’s Washington Reign Reaches 20 Years - (www.bloomberg.com) We are fast approaching an important but underappreciated anniversary: Robert Rubin’s 20th year of extraordinary proximity to political power in Washington. This is not a milestone to be celebrated. Not only was Rubin secretary of the Treasury under President Bill Clinton, but the next three secretaries in Democratic administrations -- Lawrence SummersTim Geithner and (assuming he is confirmed) Jacob Lew -- have Rubin’s fingerprints on them. This is a cause for grave concern -- assuming, of course, you care about whether it’s right for Rubin to have such a long stretch of political influence. I do, and here’s why: When Rubin was an arbitrager at Goldman Sachs Group Inc. in the 1980s, and again when he was in the executive office of Citigroup Inc. (C)in the 2000s, he was one of the leading purveyors of the kind of irresponsible behavior that led to the financial crisis of 2007 and 2008. Not only has Rubin refused to take a shred of responsibility for his actions, but he has also managed to win the hearts and minds of two of our last three presidents. That’s no mean feat, and it says much about the cozy relationship between Washington and Wall Street.

Delinquent jumbo loans in Coastal California pollute bank balance sheets - (www.ochousingnews.com) More than four years after the financial crisis, many big banks have regained their footing. But Bank of America and Citigroup remain dogged by the past. On Thursday, the two banks disclosed that substantial legal costs undercut their fourth-quarter earnings. The expenses, the banks said, stemmed from huge settlements involving their mortgage businesses. … “The 2008 collapse was not the flu — it was a major debilitating disease,” said Lawrence Remmel, a partner at the law firm Pryor Cashman. “It takes time rebuilding your strength,” he said, and it is “unpredictable when some of the institutions will fully recover.” …

Spain Recession Scars Exposed as Jobless Seen at 6 Mln - (www.bloomberg.com) Officials predict the euro-area’s fourth-biggest economy faces a further slump this year at a time when the government will struggle to meet its budget goals. Such a backdrop hasn’t deterred investors, with the prospect of a European Central Bank backstop in the event of a bailout enabling the Treasury to fast-track higher 2013 funding needs, selling 16 billion euros ($21 billion) at its first three auctions at lower costs. “Unemployment will continue to rise this year,” said Sara Balina, an analyst with Madrid-based consultancy firm Analistas Financieros Internacionales. “Demand will deteriorate and outweigh the positive contributors to growth that are tourism and exports.”

Rent Crash Diary; Eastside Puget Sound - (www.seattletimes.com) Local landlords may have to get used to more vacant apartments and smaller rent increases, a recent report suggests. The average monthly rent in complexes with 50 or more units in King and Snohomish counties fell slightly during the last quarter of 2012, to $1,140 from $1,142, after three straight quarters of “impressive” growth, according to research firm Apartment Insights Washington. And, while the two-county vacancy rate dropped from 4.85 to 4.75 percent, the decline was all Snohomish County’s doing, said Tom Cain, who owns the research firm. King County vacancies were unchanged. “The market is still very healthy” for landlords, Cain said, “but it’s flattening out, and I’m concerned about the impact of all the new construction in the pipeline.”





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