Tuesday, February 19, 2013

Wednesday February 20 Housing and Economic stories


TOP STORIES:

Dutch bank rescue shows Europe's problems continue - (money.cnn.com) Nationalization of a Dutch bank Friday provided a stark reminder that Europe is still struggling to shake off the legacy of the financial crisis and find a way to let banks fail without loading up governments with debt. The Dutch government was forced to rescue SNS REALL to protect savers' deposits after the banking and insurance group racked up huge losses on real estate lending. Attempts to find a private buyer or investor failed. "I therefore had to use the instrument of last resort, which is nationalization," said Finance Minister Jeroen Dijsselbloem, in a statement. "Nationalization would safeguard financial stability and prevent serious damage to the economy."

Yale Suing Former Students Shows Crisis in Loans to Poor - (www.bloomberg.com) The government answer to people defaulting on their Perkins loans?? Increase the Perkins loan pot from $1B to 8.5B and have government back the loans instead of the universities… ;-)

Needy U.S. borrowers are defaulting on almost $1 billion in federal student loans earmarked for the poor, leaving schools such as Yale University and the University of Pennsylvania with little choice except to sue their graduates. The record defaults on federal Perkins loans may jeopardize the prospects of current students since they are part of a revolving fund that colleges give to students who show extraordinary financial hardship. Yale, Penn and George Washington University have all sued former students over nonpayment, court records show. While no one tracks the number of lawsuits, students defaulted on $964 million in Perkins loans in the year ended June 2011, 20 percent more than five years earlier, government data show. Unlike most student loans -- distributed and collected by the federal government -- Perkins loans are administered by colleges, which use repayment money to lend to other poor students.

Obama to propose short-term package to put off spending cuts - (www.reuters.com) The answer, as always, is to kick the can down the road a little bit further!!!
President Barack Obama will propose on Tuesday that Congress pass a small package of spending cuts and tax reforms to delay larger, automatic cuts from going into effect and give Washington more time to agree on a broader budget deal. Republican House of Representatives Speaker John Boehner largely rejected Obama's proposal in advance. Huge cuts to defense and domestic programs are slated to go into effect in roughly three weeks, a threat that has caused uncertainty and could hurt economic growth. Obama welcomed efforts in the House and the Senate to come up with a budget that would address the U.S. fiscal challenges, but time was short to get that done, a White House official said.

Chinese Firms Shrug at Rising Debt - (online.wsj.com) Chen Qiang runs a Chinese shipbuilding company that expects to post a net loss for 2012 and whose $4.5 billion in debt is six times what it was three years ago. In the first half of last year it received only two new orders. Mr. Chen is unfazed. The chief executive of China Rongsheng Heavy Industries Group Holdings Ltd. plans to maintain staffing levels and even start hiring globally as part of efforts to win orders for ships used in offshore energy drilling—a new business that he says could generate half of the company's new ship orders within three to five years. As for its heavy debt load, Mr. Chen is confident the company's state-run lenders are satisfied with the firm's health. "The government supports us because they see a bright future," he explains.

McGraw-Hill, S&P Sued by U.S. Over Mortgage-Bond Ratings - (www.bloomberg.com) A U.S. Justice Department lawsuit against McGraw-Hill Cos. (MHP) and its Standard & Poor’s unit seeks to punish conduct central to the worst financial crisis since the Great Depression, Attorney General Eric Holder said. The “egregious” conduct “goes to the very heart of the recent financial crisis,” Holder said today at a news conference in Washington. The complaint “is an important step forward in our ongoing efforts to investigate and punish the conduct that is believed to have contributed to the worst economic crisis in recent history.” The U.S. Justice Department filed a civil complaint yesterday in Los Angeles accusing McGraw-Hill and S&P of three types of fraud, the first federal case against a ratings company for grades related to the credit crisis. Attorneys general from six states and the District of Columbia joined Holder today and additional states were expected to file also, he said.





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