Monday, November 12, 2012

Tuesday November 13 Housing and Economic stories


TOP STORIES:

Spain’s Pain Seen Intensifying as Slump Deepens Plight - (www.bloomberg.com) Spanish data this week will reveal the extent of damage wrought on the euro-area’s fourth-biggest economy as the government fights to cap a swelling deficit that is propelling the country toward requiring international aid. Retail sales fell 11 percent in September from a year ago, the National Statistics Institute said today. Figures on public finances, consumer prices, and gross domestic product tomorrow may confirm a deteriorating economy and debt profile amid the toughest austerity in its democratic history. The Bank of Spain estimated last week that GDP fell for a fifth quarter. The Spanish statistics onslaught will extend scrutiny by investors on the country after unemployment data last week showed a record with one in four workers jobless. The prospect of a worsening growth profile threatens to defy the government’s forecast for an easing in a slump that has now extended for five years, adding pressure on the country to apply for help.

Greece says EU/IMF lenders refuse to concede on reforms - (www.reuters.com) Greece's foreign lenders have refused to make any further concessions on changes to labour laws contested by a junior coalition partner, the country's finance minister said on Sunday, prolonging an impasse on a crucial austerity package. Athens has been locked in talks with its European Union and International Monetary Fund lenders on the austerity package for months, but a final agreement has been held up by the small Democratic Left party's refusal to back the new wage laws. The party, which says the changes undermine labour rights, has said it will vote against the measures when they are put to a parliamentary vote next week.

Spain retail sales decimated by VAT hike - (www.reuters.com) Spanish retail sales fell at their fastest pace on record in September as already battered consumer confidence took another hit from a hike in value added tax, driving many shoppers to trade down to cheaper products. Sales fell 10.9 percent year on year, Monday's National Statistics Institute data showed, reflecting an economy struggling through its second recession in three years and plagued by chronically high unemployment. The drop was the biggest in calendar-adjusted terms since current records began in January 2004, and marked the 27th monthly decline in a row. Spain has been in recession since the first quarter of the year and is not likely to grow again until late in 2013, according to official estimates that many economists consider optimistic.

Deflation Forces Rear Ugly Head, Market Crash Danger - (www.kitco.com) Then we can consider the US fiscal cliff, a huge rise in taxes and cuts in US budgets items like Defense. So by December, is it not true that there is a very large amount of selling pressure building, particularly given the fact that the US stocks are or were nearing their all-time highs again? And then there is no doubt that markets are closely watching and waiting for the outcome of the US election which for example would determine if Obama care goes into full effect and thus causing employers to cut workers since they have to provide more health care which is already squeezing them. So there is this wait and see mode, but also deflationary numbers are accumulating, and there have been lots of large multi thousand layoff notices by large US companies. Tension is building. One wonders if the US stock market is finally going to correct since there are many reasons for it to start now, and the recent market topping, and 500 point Dow breakdown, could indicate we are on the cusp of the beginning of a large widespread world stock crash.

Tax break on forgiven debt to end - (www.dispatch.com) Distressed homeowners who get rid of their homes via short sale or foreclosure for less than they owe on their mortgage could find themselves even more distressed: They could face a tax bill later because the part of the loan they didn’t repay will be considered as income, thanks to the expected expiration of a tax break. “It’s like kicking a man when he’s down,” said Ted Johnson, a partner with local accounting firm Parms & Co. Dave Krebs, of CPA Advisory Group in Westerville, said it comes as a shock to most consumers when they find out about the potential tax liability of selling a home for less than what is owed on the mortgage. “  ‘Why would they tax me? I’m already broke,’  ” many tell him.





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