Sunday, November 4, 2012

Monday November 5 Housing and Economic stories


TOP STORIES:

Mortgage Settlement: Half Of Money Siphoned Off By Cash-Hungry States - (www.huffingtonpost.com)  After a bruising year-long battle with banks that resulted in a $25 billion mortgage settlement, the state attorneys general who led the negotiations could be excused for thinking the hard part was over. But in the months after that deal was reached, many found themselves confronted by a new challenge: fighting with lawmakers who want to siphon off money earmarked for homeowner aid for other uses. A report released Thursday by Enterprise Community Partners, a housing nonprofit, offers the clearest indication yet that the state attorneys general -- and by extension, struggling homeowners -- are losing the fight against those with sticky fingers. States have diverted more than half of the money allocated for mortgage relief, $988 million so far, to pet projects and other initiatives, according to the report.

Cost of Four Euro Exits? $22 Trillion - (www.cnbc.com) A Greek departure from the euro currency, followed by other southern European countries, would cut 17 trillion euros ($22 trillion) from global economic growth, causing a worldwide recession hitting the U.S. and China, a study by a German think tank has found. Commissioned by the Bertelsmann foundation, the study by Prognos looks at four scenarios in which Greece defaults on its debts as creditor nations grow tired of providing financial aid to other euro zone countries.

Google's Miss Highlights Big Worry on Wall Street - (www.cnbc.com) Google's stunning earnings disappointment on Thursday is a dramatic example of what has become Wall Street's latest worry: revenue is coming in much worse than anyone thought. Overall this earnings season, third-quarter profits have managed to be a shade better than the doom-and-gloom forecasts. But company top lines—or the revenue generated that should be driving those bottom-line profit beats—have been even worse this quarter than they were last.

Former GE execs get prison for bid-rigging - (money.cnn.com) A trio of former financial executives from General Electric are headed to prison after being found guilty of defrauding taxpayers in the municipal bond market.
The men are the first to be sentenced as part of the government's ongoing investigation of bid-rigging in auctions for the investment of municipal bond proceeds by some of Wall Street's biggest firms. The probe has yielded 20 indictments so far, with defendants coming from institutions including Bank of America (BACFortune 500), JPMorgan (JPMFortune 500) andUBS (UBS). The three men sentenced Thursday formerly worked at General Electric's(GEFortune 500) GE Capital unit, where prosecutors say they colluded with counterparts at other firms to rip off bond issuers. Two men -- Dominick Carollo and Peter Grimm -- received three years in prison, while the third, Steven Goldberg, got four years.

Germany Takes Hard Line on Spanish Banks - (online.wsj.com) Germany's Merkel insisted the bailout fund can't be used retroactively, meaning Spain's already-heavy debt load could swell further. German Chancellor Angela Merkel took a hard line on Spain Friday, saying that Madrid will have to keep on its own balance sheet the tens of billions of dollars it is about to inject into its banks and won't be able to transfer them to the euro-zone bailout fund. That position, laid out after a two-day summit of European Union leaders in Brussels, would mean that Spanish borrowing from the euro zone to bolster the capital of shaky banks—estimated to be as much as €60 billion ($78.72 billion)—will swell the country's already-heavy debt load. Germany's stance appeared to dash hopes, fostered by the leaders at a summit in June, that the government's capital injections into the banks could later be transferred to the bailout fund once an effective euro-wide bank supervisor is in place, something that is now slated for 2013. The position could hurt the Spanish government's ability to fund itself on the market, just as interest rates on its bonds have dropped to multi-month lows.





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