Wednesday, January 4, 2017

Thursday January 5 2016 Housing and Economic stories


“A Warning for Property Investors in Australia” - (www.wolfstreet.com) Investment in the Australian housing sector has become a frantic activity, and prices have soared. This has been accompanied by a construction boom, particularly of large multi-family developments. But that construction boom is now creating a ballooning oversupply “up and down the East Coast of Australia,” warns Roger Montgomery, Chief Investment Officer of Montgomery Investment Management in Australia, in the short video below, “Property Implosion?” In Brisbane, for example, vacancy rates have doubled, and it’s going to get much, much worse. Prices and rents will get hit as developers try to unload their apartments (condos) and as property investors will sit on vacant units.
Real estate developers engaged in 'arms race' to fill Brooklyn luxury apartments - (www.cnbc.com) In New York City — one of the hottest real estate markets in the world — the battle for tenants has escalated into an all-out brawl of sorts among luxury properties. As it happens, the weapons of choice have grown beyond the standard fare of marble countertops, sweeping views and porcelain bathrooms with expensive fixtures. An "arms race" is breaking out in Brooklyn to draw renters to the neighborhood's hip and expensive rental market, which is becoming increasingly saturated amid a construction boom of high-end apartment buildings. The soaring supply has done little to curb prices: Recent data from real estate firm Douglas Elliman shows the average rental cost in Brooklyn is well above $3,000 per month.
China Embarking on a Financial High-Wire Act - (www.wsj.com) At the top of regulators’ agenda in China for 2017 is a campaign to wean the nation’s sprawling financial system off of cheap borrowing and rising credit levels. Years of easy money have helped fuel growth, but also have sparked a worrisome surge in asset prices and other financial risks. The latest target is the $9 trillion bond market, where the central bank has been gradually tamping down short-term credit to discourage the kind of borrowing many financial institutions use to make risky investments. This tightening also helps address China’s other big headache: keeping its currency stable to stem the flood of cash heading overseas.

New York Governor Proposes "Free Tuition" For Public Universities - (www.zerohedge.com) Apparently New York's Governor doesn't think that misinformed government policies are doing nearly enough to drive up college tuition costs.  As a result, he has decided to offer "free" tuition at public state and city colleges to any student whose parents earn less than $125,000. There is little doubt that easy access to federally subsidized student loans have contributed to the astronomical increase in the cost of attending college in the United States.  After all, what 18 year old would turn down $200,000 in free money to party for 4 years?  As an added bonus, when you figure out upon graduation that your degree in anthropology if fairly worthless, you can always just move back in with mom and force taxpayers to pick up your debt burden.  Anything less would be a substantial "triggering" event and we just can't have that.

Finland's Basic Income Experiment Starts - Really, It's Testing The Laffer Curve For Poor People - (www.forbes.com) Finland is just starting an experiment which has a lot of us economic types rather excited. Yes, I know, sad, isn't it, that we might get excited over something that seems so trivial. For what Finland is doing is testing out the core idea of a universal basic income. Instead of paying welfare benefits conditional upon circumstances, like being unemployed, or having too little an income, why not just pay people a set minimum? Not a huge amount, to be sure, but enough to just keep body and soul together. And make it unconditional. Doesn't matter whether you look for work, get a job, earn a high income, we just have a system whereby the very basics of life are guaranteed to be affordable.




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