Wednesday, October 15, 2014

Thursday October 16 Housing and Economic stories


Frannie's Courtroom Crushing - (online.wsj.com)  The bell has tolled for Fannie Mae and Freddie Mac.  Even the most optimistic investors should take heed. U.S. District Judge Royce C. Lamberth on Tuesday tossed out challenges from some investors to the government's sweep of profits at the two giant mortgage finance companies, instituted in 2012. This demonstrates just how far-fetched the quest by investors including Pershing Square Capital Management, Perry Capital and Fairholme Funds to squeeze value from their shares has been. Common and preferred stock in Fannie and Freddie slumped in response. But the breadth of the ruling, and the likelihood that other courts will come to similar conclusions, mean the shares probably have much further to fall. Judge Lamberth ruled that shareholders in the case, including Perry and Fairholme, aren't even entitled to their day in court. These investors had challenged the government's right to take nearly all of Fannie's and Freddie's profits. In many cases, they had invested when the shares were trading for minuscule amounts, hoping that a legal or political victory would give them value.

Spanish Dynasties Cling to Indebted Family-Run Businesses - (www.bloomberg.com) Like any family business dynasty worthy of the title, the Koplowitzes have provided their share of drama. Whether the saga continues depends on the negotiating skill of Esther Koplowitz, who came to inherit what was once Spain’s biggest builder after her father Ernesto fell off a horse and died 52 years ago. Koplowitz, 61, is trying to refinance debt of about 1 billion euros ($1.3 billion), according to two people with knowledge of the talks who asked not to be identified because they’re private. Her predicament stems from her 1998 decision to take the biggest loan ever given at the time to an individual in Spain to buy her sister Alicia’s stake in Fomento de Construcciones & Contratas SA. Esther Koplowitz now controls 50 percent of the company, according to regulatory filings. Families run 85 percent of the businesses in Spain, according to the Family Business Institute. Some Spanish dynasties have been particularly hard hit. Too much debt, some second-generation management snafus and six years of economic crisis have pushed them toward the end of family dominance.

Strikers threaten to blow up French factory, stalling Hollande's bid for economic reforms - (www.nationalpost.com) Striking factory workers in France have threatened to blow up their place of employment in the latest round of hostile industrial action stalling President Francois Hollande's economic reforms…Pharmacies across the country also shut their doors for the day yesterday and staff took to the streets to protest against government plans to deregulate dozens of professions and trades -- from GP surgeries to taxi firms -- who for decades have been sheltered from open competition. Chemists, for example, are keen to keep their monopoly on selling painkillers by stopping supermarkets from stocking the pills. Notaries -- lawyers who have the monopoly on property transactions -- have also criticized President Hollande in an attempt to continue limiting the number of people who can enter the profession, in which the average monthly income is €13,000.

Russell 2000 Collapses To Negative Year-over-Year For First Time Since 2012 - (www.zerohedge.com)  From a 40%-plus year-over-year in late Dec 2013, the Russell 2000 small-caps index has just hit a crucial milestone to trade negative year-over-year. This is the first time since mid-2012 that small-caps have been under-water year-over-year and what saved them then was the promise of QE4EVA... While Trannies are still up over 11% year-to-date, Russell 2000 is now down over 6.8% and The Dow is rapidly heading red YTD...


Family Farmer Explains How Subsidies Are Killing Small Farms - (www.businessinsider.com) While some family farms receive subsidies, they disproportionately benefit corporate mega-farms, which are able to buy more land and dominate the market. As the Heritage Foundation has noted, about 75% of larger farms collect subsidies compared to 24% of relatively smaller farms. The massive amount of money that goes to larger farms, in turn, increases demands (and prices) for land and other resources small farmers need. Farmer Kevin Smith, the co-owner of upstate New York's Sycamore Farms, recently explained to us how farming subsidies actually kill the market: When the government subsidizes corn and grain in the Midwest, a farmer can afford to grow 10,000 acres of corn, no matter the demand. All of the corn is pre-contracted and supplemented on the back-end. It would make no sense for a small farmer to try to grow that much corn because you can't sell that much at market. There is only a fixed amount of materials like seeds and fertilizer in the market. As subsidized farms buy and buy materials (which they can because of the subsidies), resources get scarce and prices go up. The scarcity drives up the cost of materials, but it doesn't drive up market prices of produce. 





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