Monday, February 3, 2014

Tuesday February 4 Housing and Economic stories

TOP STORIES:

Puerto Rico moves closer to default - (www.cnbc.com)  Creditors to Puerto Rico are meeting in New York on Thursday with lawyers and debt restructuring specialists as the territory appears increasingly likely to default on its $70 billion in public sector debt and an additional $40 billion of unfunded pension liabilities, these specialists say. A possible suspension on payment of the debt comes despite the progress Puerto Rico's Gov. Alejandro Garcia Padilla has made in raising taxes and reducing the territory's deficit. Any such decision partly reflects legal complications arising under Puerto Rico's ambivalent status, which today makes a Chapter 9 filing for bankruptcy protection for local governments, such as the Detroit municipal filing last July, impossible. It also reflects the maths of a debt service burden that requires paying between $3.4 billion and $3.8 billion each year for the next four years. As doubts grow about the ability of the commonwealth to service that debt, the cost of doing so will inevitably rise.

Intel shelves cutting-edge Arizona chip factory - (www.reuters.com)  Intel Corp (INTC.O), hit by slumping personal computer sales, has put off opening a major chip factory that President Barack Obama once held up as an example of U.S. manufacturing potential. The "Fab 42" facility built in Chandler, Arizona, originally slated as a $5 billion project that in late 2013 would start producing Intel's most advanced chips, will remain closed for the foreseeable future while other factories at the same site are upgraded, said Intel spokesman Chuck Mulloy. Intel's decision not to open the chip plant was first reported by the Arizona Republic on Tuesday. "The new construction is going to be left vacant for now and it will be targeted at future technologies," Mulloy told Reuters.

A serious emerging-markets selloff is underway - (www.marketwatch.com)  Much has been said about the weak January start of U.S. equities, but this pales in comparison with what is going on in emerging markets, which have fallen off a cliff. When I wrote this slightly more strategic piece on the situation in emerging markets two days before the infamous mini “taper,” I did not mean that the Earth would open immediately, and the whole asset class would fall into the crack. Yet, this is precisely what has happened in the three weeks since. On both a relative and absolute basis against the S&P 500, emerging markets have started a new leg lower that appears to be accelerating. The surprisingly weak U.S. December payrolls number has helped some in the sense that it suggests less tapering and a weaker dollar for the time being, which is supportive of dollar-indebted emerging markets. But if the December employment report was just weather-related, the same stronger-dollar/weak-commodity markets pathology would play out, pulling emerging markets lower.

Christie Bridge Jam Inquiry to Probe Billion-Dollar Projects - (www.bloomberg.com)  As two New Jersey legislative committees begin probes today of who ordered lanes closed at the George Washington Bridge and why, they’ll examine whether the resulting traffic jams had anything to do with a pair of high-rise developments just blocks away in Fort Lee. The closures ordered by allies of Governor Chris Christie from Sept. 9 to 12 brought traffic to a standstill in Fort Lee, at the New Jersey end of the bridge to New York. Last week, Christie, a 51-year-old Republican, fired a top aide and jettisoned his campaign manager. Fort Lee Mayor Mark Sokolich, a Democrat, questioned whether the tie-ups were payback for his failure to support Christie’s re-election.

Detroit's Gonna Drive a Corvette Over a Cliff - (www.bloomberg.com)  This departure from fundamentals is troubling, considering that the good times won’t last forever. After all, the major breakthrough underlying the luxury car gold rush isn’t some new seat warming technology or the all-electric Tesla Model S, but financial innovation. Auto loans have surpassed credit cards as the second-largest consumer debt category, and with the mortgage market remaining weak, banks and investors are flocking to auto-loan-backed securities. As a result, auto-loan terms are getting longer, lending standards are declining and the subprime market is burgeoning. At least half of all recorded sales of popular luxury models such as the BMW 3 Series are in fact leases. With wages and employment stagnating even as easy credit fuels luxury car sales, it’s clear that the profits fueling the auto industry’s high times are built on a tenuous foundation. The car business has long been highly cyclical, to use the economist’s euphemism for downright bipolar, either generating huge profits or epic losses.




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